:root{--ink:#0a1733;--navy:#0f2457;--bg:#f4f7fc;--blue:#2f55f0;--sky:#8fb0ff;--mint:#d3f2e6;--gold:#f5b942;--line:#d5dded;--mut:#4a5a80}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.7 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:var(--bg)}
h1,h2,h3{font-family:"Helvetica Neue",Arial,sans-serif;font-weight:800;letter-spacing:-.025em;line-height:1.08;margin:0 0 .55em}
h1{font-size:clamp(2.4rem,6vw,4.2rem)}h2{font-size:clamp(1.7rem,3.4vw,2.5rem)}h3{font-size:1.15rem;letter-spacing:-.01em}
p{max-width:66ch}a{color:var(--blue)}.w{max-width:1120px;margin:0 auto;padding:0 22px}.mut{color:var(--mut)}.lead{font-size:1.22rem}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,summary:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
header .w{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 22px;flex-wrap:wrap}
.logo{font:800 1.3rem "Helvetica Neue",Arial,sans-serif;text-decoration:none;color:var(--ink)}
nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap;font-size:.96rem}nav a{text-decoration:none;color:var(--ink);font-weight:500}nav a:hover{color:var(--blue)}
.btn,button{display:inline-block;background:var(--blue);color:#fff!important;padding:13px 24px;border:0;border-radius:10px;text-decoration:none!important;font:700 1rem system-ui,sans-serif;cursor:pointer;box-shadow:0 6px 18px rgba(47,85,240,.28)}
.btn.alt{background:transparent;color:inherit!important;border:1px solid currentColor;box-shadow:none}nav .btn{padding:9px 18px;color:#fff!important}
section{padding:76px 0}.soft{background:#fff;border-block:1px solid var(--line)}
.dh{background:linear-gradient(160deg,var(--ink),var(--navy));color:#fff;padding:84px 0}.dh p{color:#d6e0ff}
.hero .w{display:grid;grid-template-columns:1.25fr 1fr;gap:56px;align-items:center}.cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.ladder{list-style:none;margin:0;padding:18px;display:grid;gap:8px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.18);border-radius:16px}
.ladder li{display:flex;justify-content:space-between;padding:12px 16px;border-radius:10px;background:rgba(255,255,255,.06);color:#b9c8f5}
.ladder .you{background:#fff;color:var(--ink);font-weight:800;box-shadow:0 10px 28px rgba(0,0,0,.3)}.cap{font-size:.85rem;margin:10px 4px 0}
.strip{padding:26px 0;background:#fff;border-bottom:1px solid var(--line)}.strip .w{display:flex;gap:12px 36px;flex-wrap:wrap;justify-content:space-between;font-weight:700}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px}
.item{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;box-shadow:0 1px 2px rgba(10,23,51,.04)}.item p{margin:0 0 10px}.soft .item{background:var(--bg)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:22px}
.steps li{counter-increment:s;border-top:4px solid var(--blue);padding-top:14px}.steps li:before{content:counter(s);font:800 1.9rem "Helvetica Neue",Arial,sans-serif;color:var(--blue)}
.chips{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:10px}.chips li{background:var(--mint);padding:9px 18px;border-radius:99px;font-weight:600}
.tw{overflow-x:auto}table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:12px;min-width:560px}
th,td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--ink);color:#fff}td:last-child{background:var(--mint);font-weight:600}
.dark{background:var(--ink);color:#fff}.dark p{color:#d6e0ff}.dark a{color:var(--gold)}.dark .btn{background:var(--gold);color:var(--ink)!important;box-shadow:none}
.dark ul{padding-left:20px}details{border-top:1px solid var(--line);padding:16px 0}summary{cursor:pointer;font-weight:700}
form{display:grid;gap:14px;max-width:580px}label{display:grid;gap:4px;font-weight:600}
input,textarea{font:inherit;padding:12px;border:1px solid var(--mut);border-radius:10px;background:#fff}.hp{position:absolute;left:-999px}
.ph{border:2px dashed var(--gold);padding:16px;border-radius:12px;background:#fff;margin-top:22px}.crumb{font-size:.9rem;padding-top:22px}
footer{background:#fff;border-top:1px solid var(--line);padding:36px 0;font-size:.95rem}footer .w{display:flex;gap:32px;flex-wrap:wrap;justify-content:space-between}footer a{display:block}
@media(max-width:760px){.hero .w{grid-template-columns:1fr;gap:36px}section{padding:52px 0}.dh{padding:56px 0}}
.art{max-width:760px}.art h2{margin-top:1.8em;font-size:1.6rem}.art li{margin-bottom:.5em}.art ul{padding-left:22px}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}